ESTO hire purchase is a flexible payment solution that lets you split your payment conveniently into monthly instalments over a period that suits you. You can choose the period and the down payment at checkout when you select ESTO hire purchase.
How to use ESTO hire purchase?
- Add the products you need to your basket.
- Choose ESTO hire purchase as the payment method at checkout.
- Choose your preferred repayment period between 3 and 60 months.
- You get the decision in real time.
- If the decision is positive, sign the agreement digitally with your ID card, Smart-ID or Mobile-ID.

ESTO hire purchase is provided and managed by ESTO AS. The annual percentage rate of charge of ESTO AS hire purchase is 23.63% per year under the following sample conditions: credit amount EUR 1490, price of goods/service EUR 1490, down payment 0%, fixed interest rate 11.90%, contract fee EUR 0, total amount of credit and total repayments EUR 1844.64, assuming the credit is repaid over 24 months in equal monthly instalments of EUR 76.86. Read the terms before entering into the agreement and consult a specialist if necessary. Hire purchase is provided and managed by ESTO AS.
WHAT IS ESTO?
ESTO is the preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionarily simple and smooth. ESTO has almost 500,000 active customers and more than 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.
If you need help, contact ESTO AS at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.